firstly I suggest you take the time to read the rules of this forum....making 2 identical posts with different titles is rather annoying, neh?

read this thread in its entirety and follow the directions/suggestions

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So Long and Thanks for All the Files
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Beware of the big 3 insurance companies in Texas! Read your policies carefully (maybe you'll need a lawyer) Allstate, Farmers & State Farm are overextended and their 'coverage' is worthless...a true waste of your money Read This