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  I use Zone Alarm Pro.    And I think I answered my own question.  I disabled the open ports within the firewall and just granted the program permission. (while still keeping the port forwarding)  I then ran a port check through GRC.com and it had full access to the ports.
 So, I then shutdown my client and tried it again.  This time no access to the ports.  Looks like I may need to get peer guardian after all.
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