with the help of visa and my bank i sent payment details as well as logged info to the attorney generals office of missouri. looks like they perplexed as well and want to look at it some more. so thats that i guess anyhow done here hope the rest with this problem do the same and move to another p2p network as i have done. and keep records or you will get the... no no wait that was so and so it has to have llc..or mfg. or inc. after it horse **** lol