well....you see...that obnoxious list of rules and such is so that...

WE MODS KNOW YOU HAD TO HAVE SEEN THEM AND IF YOU BREAK THEM WE CAN BEAT YOU OVER THE HEAD!....

quite simple actually...and yeah, gives you an incentive to join the madhouse...

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So Long and Thanks for All the Files
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Beware of the big 3 insurance companies in Texas! Read your policies carefully (maybe you'll need a lawyer) Allstate, Farmers & State Farm are overextended and their 'coverage' is worthless...a true waste of your money Read This