Ruthie

As Phoenixxx Minder said, standing orders and/or direct debits can be cancelled but there is a subtle difference between the two. A standing order is your promise to pay a company a certain amount, usually every month, according to your instructions to your bank. A direct debit is a demand for payment placed on your bank account by a company you have given permission to by filling out the necessary forms.

That means a company with a direct debit can place a demand for payment on your account as and when they want to. Now, as most of us get monthly bank statements, this means that you will not know how many direct debit demands were placed on your bank account until you get your statement or until your bank informs you that you have overdrawn.

This happened to me some years ago when I was dealing with an insurance company, instead of taking a certain amount monthly by direct debit they decided to make three direct debit demands in one go. As you can imagine, this pushed me into the red, I got my money back and no longer deal with that company.

The point I am making is this, if you have filled out a direct debit form, on the scam site you joined, they could be milking your bank account right now because your bank will honour direct debit demands as long as you have money (including your overdraft limit) in your account.

Therefore, you should not wait contact your bank and cancel this transaction as soon as you can.



UK Bob